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Vision and Medical Insurance FAQ by your Arvada Optometrist
To clear up confusion about the differences between vision and medical insurance, your Westminster eye doctor offers a detailed explanation of both types of insurance. The main thing to remember is that vision insurance covers only routine eye exams, eyeglasses and contact lenses. Medical insurance covers only diseases affecting the health of your eyes, such as glaucoma, pink eye, diabetic retinopathy and macular degeneration. Your doctor of optometry and staff can also tell you ahead of a procedure whether your insurance will help for treatment.
Does Vision Insurance Cover Contact Lens Fittings?
Yes. A contact lens fitting is similar to a regular eye exam. In addition to evaluating vision, your eye doctor measures the curvature of your eye and cornea. Follow-up visits are also covered by vision insurance.
What Happens If My Vision Insurance Does Not Cover Everything?
You will need to pay the full amount of out-of-pocket expenses not covered by your vision insurance. This amount is due at the time you receive optometry services.
Does Medical Insurance Cover Eye Emergencies?
Yes. If you get something embedded in your eye, spill chemicals in your eye or suffer eye trauma, most medical insurance pays for most or all of an eye emergency visit. Your medical insurance may also contribute to necessary specialized testing and diagnostic tests.
Do I Need to Send the Bill to My Vision or Medical Insurance Company?
No. Our optometry office staff will take care of that for you. Be aware that coverage varies according to your medical or vision insurance plan. Authorizations received at the time of service isn't always a guarantee your insurance will remit payment.
What Type of Vision Insurance Do You Accept?
Medicaid, VCPN, DDRC, Superior, Blue New Vision, Metlife Vision and Eyemed.
What Type of Medical Insurance Do You Accept?
United Healthcare, Blue Cross Blue Shield, Cigna, Medicare, Tricare, Medicaid, Aetna and AARP/Medicare.
Are You Part of the VSP Global Premier Program?
Yes. Your Arvada optometrist now participates in the VSP Global Premier Program to further support your overall eye and vision health as well as to maximize available benefits with more discounts.
Contact Your Arvada Optometrist Today
Located between the two towns of Arvada Co and Westminster Co, Arvada Optometric Center is your full service vision care center providing both schedule and emergency appointments. Call today to learn more about what vision and medical insurance covers or to make an appointment with our optometrist Dr. Cottrell: 303-424-5282.